Alcore MCS
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Lending software for licensed microfinance companies

Run your whole lending business under your own brand

Clients, group and individual loans, Mobile Money repayments, credit scores and double-entry accounting in one place. In our cloud or on your own servers.

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Serving lenders inUgandaKenyaTanzaniaRwanda

Everything a licensed lender needs

From the first client sign-up to the year-end close, the tools a regulated lender uses every day, in one workspace with your name on it.

Your brand, everywhere

Your logo, colours and web address on every screen, sign-up link, SMS and email.

Mobile Money built in

Clients repay with MTN or Airtel Money and get receipts by SMS.

Credit scoring

Every client gets a score from their repayment history that sets their limits.

Real accounting

Every transaction posts to a double-entry ledger. Statements come straight from it.

Individual and group loans

Group savings as security, joint liability, meetings and member shares.

Cloud or self-hosted

We host it for you, or you run it on your own servers with a licence file.

Built for regulated lenders

Borrowers trust you with their money and their data. The platform is built to help you keep that trust, and to show your regulator how.

Verified before go-liveWe check each lender's licence, registration, owners and directors before a workspace is created.
Your regulator's rules, when you want themRate caps, cooling-off, recovery limits and loan classification are features you switch on, not limits imposed on you.
A record of every changeMaker-checker approvals, reversals instead of deletions, and an audit log of who changed what and when.
Borrowers' data protectedConsent kept per purpose, data requests and complaints with deadlines, and each lender's data kept apart.

How it works

  1. 1

    Apply online with your licence and company documents. We check them, usually within a few working days.

  2. 2

    We set up your branded workspace with loan products and a chart of accounts. Invite your staff and share your sign-up link.

  3. 3

    Verify clients, lend and collect, and see every shilling in your reports and financial statements.

Ready to lend on Alcore MCS?

Apply in a few minutes with your licence and company documents. We will guide you through the checks and set up your workspace.

Apply to lend